Our Mission is simple...
With a heart dedicated to helping people in distress, we've honed our skills to become a trusted partner to those navigating the complexities of foreclosure. Our mission is finding innovative and personalized solutions to address the unique challenges of each homeowner we come accross.
A notice of trustee sale is a legal document that indicates a property is set to be sold at a public auction due to the homeowner's default on their mortgage. This notice is usually filed with the county recorder's office.
A full reinstatement amount refers to the total amount required to bring a mortgage loan current after a default. This amount typically includes:
Past Due Payments: All missed principal and interest payments.
Late Fees: Any penalties accrued due to late payments.
Escrow Shortages: If applicable, any amounts owed for property taxes or insurance.
Legal Fees: Costs associated with the foreclosure process or any legal actions taken
Sheriff sales are often seen as a way for lenders to recover funds from defaulted loans.
An HOA sheriff sale is a public auction of a property due to unpaid homeowners association (HOA) dues. When a property owner fails to pay these dues, the HOA may take legal action to recover the owed amounts, which can lead to foreclosure proceedings.
Notice of Default: The HOA typically sends a notice of default to the homeowner, informing them of the delinquency.
Legal Proceedings: If the dues remain unpaid, the HOA can file a lien against the property and initiate foreclosure proceedings.
Sheriff Sale: The property is sold at a sheriff sale to the highest bidder to recover the outstanding dues. The sale is usually publicized to attract bidders.
We schedule phone, virtual or in office appointments. We assess homeowners current circumstances and goals to provide tailored transparent options.
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